Tag Archives: clean

Financial Fall: Labor Day Weekend Sales; From Clearance to Clear-Out.

 

Fall CleaningLabor Day weekend landed on the first weekend on my Financial Fast. As I tried to find alternative ways to have a good time and not spend a dime, the email and text alerts about all the fantastic deals and sales in stores were sooooo convincing. I thought about all the things I could possibly purchase if I was spending money, along with just ditching this whole fast thing and cop the latest Nike Roshe Runs.

While I prepared for the weekend and brainstormed of all the things I could do, I ran across a post about the benefits fall cleaning has on your health and your pockets. At that point, I was sold. Staying home and getting my life together was definitely in my budget! A non-cost, high productive activity.

This was no easy task. I’m sure we all dread stepping into our closet and noticing all of the clutter and mess that the racks hold. We dread the millions of shoe boxes that are thrown everywhere. But I held strong and committed.

Cleaning and organizing your closet is not only a great way to save money, but it also de-clutters your actual life! It gets rid of the things that you do not need and allows you to see what you absolutely need in order to have a functioning wardrobe.

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My biggest challenge during this clear-out was forcing myself to give things away. I continued to use statements like, “I could wear this on a rainy day.” or ” this would fit me eventually.”, when the reality of it was I never planned to wear that and it would sit and take up space in my closet. This is important in de-cluttering. WE MUST LET GO! Letting go will not only provide us with more space, but it will also leave us to things we only need. And just like this financial fast, we are beginning to step foot in a process of only keeping things that we need. No worries yall, it is ok to let go of those favorite jeans that cant fit you anymore. I promise.

My labor day clear-out not only left me with a solid list of essentials that I will need for the Fall season (tights, cardigans, sweaters, dresses, etc.) but it also is the starting works of creating a habit of making a way with my own things, knowing exactly what I need in a store, making a list of the essentials, and planning and budgeting properly how much these items were, instead of walking in a store without a clue and picking up pieces that i did not really need.

So not only am I starting the Fall season with an organized closet and a clear mind, but I removed the pressure of shopping during one of the  most daunting sale time in the summer, Labor Day Weekend.

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Pocket Pinching Health: Tips For Clean Eating On A Budget.

BlackHealth365 presents clean eating on a budget! Here is a list of tips and tricks to stay well and save money while doing it!

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  1.   The first and most important tip to eating healthy on a budget is planning! Plan your meals and write down your list of needs before shopping. Prioritize your list of needs by what you absolutely must buy at the top of the list and the items that can be spared if needed at the bottom. Organize by order of importance. This mean things like fresh fruits/veggies towards the top, chips & granola at the bottom. And most importantly, stick to what’s on your list!
  2. Check to see what sales are being offered online or in the paper at whatever grocery store/market you’ll be shopping at. It helps you better plan when you know what you’re going to buy in addition to how much it will cost for easier budgeting.

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3) Buy in bulk. Items such as rice, beans, and foods/drinks by the case typically come at a discounted price and can be stored to last you a longer time. Bulk = more bang for your buck!

4) Don’t be scared of frozen produce. They aren’t as aesthetically appealing or juicy as fresh as what you’d get fresh at the market, but most frozen produce is picked and stored at peak ripeness, which means they contain the same nutritional benefit. If frozen produce is not for you, buy local. This means going to farmers markets. Locally grown produce is cheaper in cost than what you find in stores.

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5) Reducing meat intake and focusing your diet to be more whole foods based will not only benefit your pockets, but your health as well. Buy cheaper proteins like eggs, frozen fish, legumes & nuts instead of meat.

6) Eating clean is not expensive. Eating organically, however, can be pretty pricey. This is where you may have to compromise. Ideally, we’d all eat organic all the time. However, all the food you eat doesn’t absolutely need to be. Fact is not all non- organic foods are bad for you. Here’s a list manufactured by the Environmental Working Group of what foods should always be purchased organic and which can be supplemented with conventionally grown produce: http://www.organic.org/articles/showarticle/article-214

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7) Buy in season! Seasonal fruits and vegetables that don’t have long distances to travel are healthier for your body because they don’t require as much preservation work, they’ll be more abundant which means cheaper, plus you can feel good about stimulating the local economy. Here’s a list of fruits & veggies organized by season to make the process a little smoother for you: http://www.fruitsandveggiesmorematters.org/what-fruits-and-vegetables-are-in-season

8) So you’ve made it out of the store with everything you needed and only what was on your list. You even stayed within your budget. Congratulations! Now it’s time to meal prep! Cut, bag, and/or freeze produce as needed to images-138prolong usage. Make meals you planned out for the week and put in separate containers for easy grab-and-go access. Bag snacks like trail mixes, cut fruit, and veggie chips to snack on in between meals. This will speed up your metabolism, which will aid in weight loss, and more importantly, lessen the likelihood of you spending unnecessarily of junk food from snack stands/vending machines.

 

Be realistic. Coming into a healthier lifestyle a compromise of your time and sometimes personal expenses. Consider the expenses & habits that can be cut or reduced to accommodate this newly beneficial lifestyle. See it as the ultimate investment in yourself. You’re worth both the time and money.

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Plan. Stay organized. Stick to your list of needs. Prioritize. Buy smart. Buy locally. Buy in season. Buy organic when necessary. Prepare meals in advanced. Freeze the leftovers.

We want you to eat well while saving money doing so. Be consistent. All great changes take time as well as sacrifice. Again, remember you’re worth the investment.